Privacy Policy

Effective Date: 09-01-2025
Company Name: Prestige Freedom LLC

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Prestige Freedom LLC (“Company,” “we,” “our,” or “us”) is committed to protecting the privacy of our clients and website visitors. This Privacy Policy explains how we collect, use, disclose, and safeguard personal information in compliance with the Credit Repair Organizations Act (CROA), the Fair Credit Reporting Act (FCRA), and other applicable laws.

By using our services, you agree to the practices described in this Privacy Policy.

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We may collect the following categories of information when you visit our website, enroll in our services, or communicate with us:

• Personal Information: Name, address, phone number, email address, date of birth, Social Security number.

• Financial & Credit Information: Credit reports, account details, credit scores, income, and debt information.

• Payment Information: Billing address, card or account details (processed securely).

• Technical Information: IP address, browser type, and cookies for website functionality.

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We use collected information only for lawful purposes, including:

• Providing credit repair and credit education services.

• Preparing and sending dispute letters and related documentation on your behalf.

• Communicating with you about your account, progress, or inquiries.

• Processing payments and maintaining accurate records.

• Complying with federal and state legal obligations.

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We do not sell or rent personal information to third parties. We may share your information only in the following circumstances:

• With Your Consent: When you authorize us in writing.

• With Credit Bureaus, Creditors, or Agencies: Solely for the purpose of providing our services.

• With Service Providers: Vendors who support payment processing, secure data storage, or communications.

• As Required by Law: To comply with subpoenas, court orders, or regulatory obligations.

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We use reasonable administrative, technical, and physical safeguards to protect your personal information from unauthorized access, disclosure, alteration, or destruction. However, no system is 100% secure, and we cannot guarantee absolute protection.

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• You have the right to dispute inaccurate, incomplete, or unverifiable information with credit reporting agencies at no cost.

• You are entitled to receive a free copy of your credit report from each bureau once every 12 months at www.annualcreditreport.com.

• You may cancel services with us at any time.

• We cannot require you to pay until services are fully performed, except for a reasonable setup or strategy fee permitted by law.

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We retain personal information only as long as necessary to fulfill the purposes described in this Privacy Policy, comply with legal requirements, and maintain accurate business records.

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Our services are not directed to children under 18, and we do not knowingly collect information from minors.

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We may update this Privacy Policy periodically. When updates occur, the “Effective Date” above will be revised. Clients will be notified of material changes.

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If you have questions about this Privacy Policy or your personal information, please contact us.