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Terms & Conditions

A legal disclaimer

Effective Date: 09-01-2025
Company Name: Prestige Freedom LLC

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These Terms & Conditions (“Agreement”) govern the use of services provided by Prestige Freedom LLC (“Company,” “we,” “us,” or “our”). By accessing our website or enrolling in our credit repair and credit education services (“Services”), you (“Client,” “you,” or “your”) agree to be bound by these Terms & Conditions, applicable laws, and regulations.

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We comply with the Credit Repair Organizations Act (CROA). As required by federal law:

  • We do not make false or misleading claims about our services.

  • We cannot guarantee the removal of accurate, verifiable information from your credit reports.

  • You have the right to dispute inaccurate information in your credit report for free by contacting the credit bureaus directly.

  • You may cancel services at any time.

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To use our Services, you must:

  • Be at least 18 years old.

  • Provide accurate, current, and complete information.

  • Use the Services for lawful purposes only.

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Our Services may include:

  • Reviewing and analyzing your credit reports.

  • Preparing and submitting dispute letters to credit bureaus and furnishers.

  • Providing education about credit, debt, and financial literacy.

  • Offering tools such as client portal access, progress tracking, and alerts.

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  • A one-time setup or strategy fee may be charged as disclosed in your Client Agreement.

  • Ongoing service fees will only be charged after services have been performed, in accordance with CROA and state laws.

  • All fees and billing terms are detailed in your signed Client Agreement.

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  • Our initial attempts are for four rounds and if the negative items, we discuss during the consultation are not deleted by the 31st day after the fourth round of letters are mailed, and received by the reporting agencies or any receiving party, this service contract is to be cancelled in order to maintain efficient operations and to allow the applicant the option to try other means of credit repair.

    If services are canceled, you are only responsible for fees already earned for work completed.

  • Refunds, if applicable, will be handled in accordance with your signed Client Agreement.

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  • We do not guarantee a specific credit score increase or outcome.

  • Results vary depending on individual circumstances, credit history, and cooperation with the process.

  • We cannot guarantee removal of  accurate, verifiable, and timely information from your credit report.

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You agree to:

  • Provide complete and accurate information.

  • Respond to requests for documentation in a timely manner.

  • Use our Services only for your own personal credit improvement.

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To the fullest extent permitted by law:

  • We are not liable for indirect, incidental, or consequential damages.

  • Our total liability for any claim relating to our Services will not exceed the amount you paid for those Services.

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We respect your privacy and handle personal data in accordance with our Privacy Policy. By using our Services, you consent to the collection and use of information as outlined in that policy.

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This Agreement is governed by the laws of the State of California and applicable federal laws. Any disputes will be handled in the courts of California.

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These Terms & Conditions, along with your signed Client Agreement, represent the entire understanding between you and Prestige Freedom LLC.

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If you have any questions about these Terms & Conditions, please contact us:

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